Credit Timelines

Mike Head Shot

10/15/2019- I hope you had a great weekend and I hope everyone comes to work today!  Friday we had 7 of the 80 + people appear in the office and yesterday was a “holiday” and we had 8 people here!  Yes, I was here both days as I never look for an excuse to not… [Read More]



10/10/2019- I hope your week is going well and I know many of you were watching our beloved Dodgers go down in flames last night.  What a sad way to end a great season, but I am glad they did not torture us with another World Series loss!  Tonight is a Hole Lot of Fun… [Read More]


Reverse Mortgage

10/8/2019- I hope you are doing well and I hope you had a great weekend.  My weekend was filled with family, sports and lots of driving.  It ended with a little fender bender (kids) and some lost car keys (can’t say who as I want to stay married), but what else is new? We are… [Read More]

True Cost 2019

AF Home Loans - Proof-01

10/3/2019- I hope your week is going well and I hope that everything is wonderful in your life.  Life can be stressful and tonight will be a very difficult one for me.  Dodgers are on at 5:37, the Rams start at 5:20, I am super busy at work and should probably stay until 8, and… [Read More]

Happy 24th Anniversary Augusta Financial!

Augusta 24

10/1/2019- Happy Tuesday!  I hope you are having a wonderful week and I hope that life is treating you well.  We made it back from Texas with a few life lessons, a few new stories and a few new friends.  Most importantly it looks like Spencer has adjusted to Texas and now Texas has to… [Read More]


Mike News Update

9/26/19- I hope you are having a better day than I am!  I almost died on the stair stepper at the gym, but that may be attributed to my donut intake.  Interest rates are still bouncing around like a 4 year old Mike after he ate all of the donuts at coffee hour after church!… [Read More]



9/24/2019 – I hope you had a great weekend!  My weekend was perfect on the football and work side, and not so great on the golf side. So yesterday we had 5 wires go out to clients that are either refinancing or purchasing at this time.  Here are a few reasons why we sent wires… [Read More]

Mike’s Morning Mortgage Update

Mike and Amy- Amer Dream Connection

9/19/19I hope everything is going well and I hope your year has been Incredibowl!  Oh did I spell that wrong or am I trying to get people to try Incredibowls near Whole Foods? All joking aside, sales seem to be getting stronger this month and it looks like the 4th quarter will be strong.  Yesterday, the… [Read More]

Rates and Federal Reserve

Mike Head Shot

 9/17/19- I hope you are having a great day and I hope your weekend went well.  I am not sure about you, but my weekend was a blur, but we had a great time and got some work done too! Last week we got some warning shots about just how a market can move up… [Read More]

Does Your Lender Do This? Can Your Lender Do This?


9/12/19 – I hope you are doing well and Happy Thursday!  It is a great time to buy a house as the weather is beautiful and you have no excuses. Since many of you are not my regular clients then I am going to hold some stuff back on the and let your lender try… [Read More]