March 1, 2022

I hope you had a wonderful weekend, and Happy March! Two months of 2022 are in the books, and most of us wonder when business will get better again? I don’t have that answer, but I will say that we all start to get worried when business drops down the way it has the first… [Read More]

February 24, 2022

I hope you are having a great day, and I am sure you are enjoying this bone-chilling California Winter. You could be in Austin, where the high is 37 today, or Nashville, where they will peak out at 51 today and 39 tomorrow, so I am not complaining! I listen to younger people speak, and… [Read More]

February 22, 2022

I hope you had a wonderful long weekend, and like any other day, I decided to spend my Monday in the office and get caught up… again! I am starting to hear from clients that they do not want to sell and buy because they have a 2.5% interest rate on their $500,000.00 mortgage (800K… [Read More]

February 10, 2022

I hope you are having a wonderful week, and I can’t wait until Sunday! I get the question all of the time about when you can release Loan and Appraisal contingencies. Can we do it when we make the offer on the house? Should we do it at the start or shorten the timelines, and… [Read More]

February 8, 2022

I hope you had a wonderful weekend and I am sure you all worked hard as most of us will be relaxing in front of a television on Sunday afternoon. Gift funds are a big deal right now, and I want to make sure you know the steps when your clients get a gift for… [Read More]

February 3, 2022

I hope you are having a great week so far and I am going to stray from my usual Mortgage update to something I feel is a possible tax saving venture for most homeowners. As a rule, I tend to stay out of politics and what occurs within our state government. However, this is an… [Read More]

February 1, 2022

I hope you are doing well, and I hope you are having a happy and healthy week so far. Did you hear that the Rams are in the Super Bowl? LOL! I noticed that I have not written about Bridge Loans in quite a while, although most of you know what they are and what… [Read More]

January 27, 2022

I hope you are having a wonderful week, and I hope things are going well. I keep hearing clients upset about interest rates climbing, and yesterday’s word from the Federal Reserve did not help things in the short term. I hate speaking about interest rates because they are out of my control! The one thing… [Read More]

January 25, 2022

I hope you are doing well, and I hope you had a wonderful weekend! I know that I had a little bit of breakdown during that Rams game on Sunday, but aside from that, the weekend was awesome! We have seen some volatility in interest rates lately, and we have some more bad news on… [Read More]

January 13, 2022

mikes morning message

I hope you are doing well, and I hope you are ready for an exciting and busy extended weekend! If you were living in Boise today, the high would be 38 degrees and the low a mere 25 degrees. For the past couple of weeks, I have been writing about the fears of a first-time… [Read More]