10/1/2019- Happy Tuesday! I hope you are having a wonderful week and I hope that life is treating you well. We made it back from Texas with a few life lessons, a few new stories and a few new friends. Most importantly it looks like Spencer has adjusted to Texas and now Texas has to adjust to Spencer!
Today’s blog is more of a thank you thank anything! Today is the 24th Anniversary of Augusta Financial and wow what a ride it has been. From my extra bedroom on Shelburne Drive to my first employee, to my many hours worked to where we are today! I want to thank everyone for the ride good or bad. I would love to start with calling out names that have helped along the way, but that would be unfair because you have all added to the journey whether you know it or not. I have grown up here at Augusta from a brash kid who lent money frivolously to people to a seasoned veteran who is a little smarter when it comes to lending money. We have seen the ups the downs the highs and the lows. We have seen a lot of people come and go! Good ones like Molly Hodson, Mike Davis, David Loyd, Paul Morad, Steve Swenson, David Rickett, Aaron Des Marais and so many more. The bad ones that left! No names here!
To me my Real Estate friends are another family that I feel close to in so many ways. I may not see you much, but my phone is always on and my door is always open and we should all do lunch soon. I want to say thank you to my 90+ employees and loan officers, I want to thank every client that is or has worked with Augusta Financial. I want to thank every employees that has ever worked here and every loan officer that ever worked here. All of you have made this company what it is! All of you have made my life better even if you hate me, you have made my life better because I laugh about those kinds of things.
In closing I want to say thank you to my family! You have put up with me working over 85,000 hours in the past 24 years and yes I am still going strong. To my wife Kelly, and the kids Emily, Shannon, Courtney, and Spencer THANK YOU for being understanding that I am addicted to my job and the only cure will be a full fledged retirement at some point! Thank you for all being great people, and always making time for me when I have time. I also want to thank my Mom and Dad for giving me the values of hard work and honesty. I could go on and on, but it is time to stop and say thank you again!
Ooh, one more thing! Please come celebrate the start of our 25th year in business on October 17th here at our office for Oktoberfest! 6-9PM! I just bought a Kegerator so the party could be fun!
Interest rates are still in the 3.5% (3.62% APR) – 4.00% (4.00% APR) range for conventional loans.
FHA and VA Rates are in the 3.25% (FHA APR 4.578 / VA 3.35% APR) -3.50% range (FHA APR 4.683 / VA 3.42% APR)
Jumbo Loans are in the 3.75-4.250% range (APR 3.796-4.309)
Why Ranges? Because they are changing a lot and a 3.50% Rate may be $1000.00 more in cost than a 3.875% rate depending on a credit score and down payment. Every deals seems to p[rice differently depending om the time of day!
I will be in the office all week and I will look forward to my next 24 years in business which would make me 78! Yes competition, I am not going away! My cell # is 661-714-6258 and my office line is 661-260-2970. Have a great day and I will look forward to hearing from you soon!